consumer-protection law. A state or federal statute designed to protect consumers against unfair trade and credit practices involving consumer goods, as well as to protect consumers against faulty and dangerous goods. [Cases: Consumer Credit 1; Consumer Protection 2. C.J.S. Credit Reporting Agencies; Consumer Protection §§ 24, 27, 33, 35, 37–39; Interest and Usury; Consumer Credit […]
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Unfair Trade Practices and Consumer Protection Law. A model statute patterned on the Federal Trade Commission Act and proposed by the FTC in 1967 for adoption by the states; a state law providing consumer-protection remedies, including private causes of action, for deceptive trade practices and false advertising. • The Act gives the state attorney general
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demand letter. A letter by which one party explains its legal position in a dispute and requests that the recipient take some action (such as paying money owed), or else risk being sued. • Under some statutes (esp. consumer-protection laws), a demand letter is a prerequisite for filing a lawsuit.
laundry list. Slang. An enumeration of items, as in a statute or court opinion (Texas’s consumer-protection law contains a laundry list of deceptive trade practices).